Please vote! Killeen Texas- YOUR VOTE COUNTS!!!

Hey Guys! November 4th is creeping up fast! In case you don’t know where your polling location is, I have taken the liberty to post it on my page!! Please take the time to vote. YOUR VOTE DOES COUNT!!!!

vote

Via the Bell County Website

Please look on your voter registration card for your precinct number and then check for your polling location on the list below.
Election Day is Tuesday, November 4, 2014
Voting locations for the General Election are as follows:


*Please note the changes in the polling locations for Precinct 207 and 313
*

Precinct Number Polling Location
101 – Belton Belton Nazarene Church, 1701 Sparta Road, Belton,
Texas  76513
102 – Belton Bell County North Annex, 1605 North Main Street,
Belton, Texas  76513
103 – Belton Immanuel Prince of Peace Lutheran Church, 1215 South
Wall Street, Belton, Texas  76513
104 – Morgan’s Point 60 MPR Blvd., Morgan’s Point Resort, Texas  76513
105 – Little River/Academy Bliss Community Center, 109 South Evans, Little River/
Academy, Texas  76554
106 – Killeen Transforming Life Fellowship, 4107 Westcliff Road,
Killeen, Texas  76543
107 – Bartlett Bartlett Town Hall, 140 West Clark Street, Bartlett,
Texas  76511
108 – Holland Kuhlman Civic Center, 100 West Travis Street, Holland,
Texas  76534
109 – Killeen St. Joseph Parish Hall, 2903 E. Rancier Avenue, Killeen
Texas  76543
110 – Killeen St. Joseph Parish Hall, 2903 E. Rancier Avenue, Killeen
Texas  76543
111 – Nolanville J. W. Sims Community Center, 408 North 10th Street,
Nolanville, Texas  76559
113 – Belton Immanuel Prince of Peace Lutheran Church, 1215 South
Wall Street, Belton, Texas  76513
201 – Harker Heights First Baptist Church of Harker Heights Fellowship Hall,
100 E. Ruby Road, Harker Heights, Texas  76548
202 – Harker Heights Harker Heights Parks & Recreation Center, 307 Miller’s
Crossing, Harker Heights, Texas  76548
203 – Salado Salado Church of Christ Activities Center, 225 North
Church Street, Salado, Texas  76571
204 – Killeen Killeen Fire Station #3, 700 Twin Creek Drive, Killeen,
Texas  76541
205 – Killeen Marlboro Heights Baptist Church, 800 Rev Abercrombie
Drive, Killeen, Texas  76541
206 – Killeen Killeen Senior Center @ Lions Club Park, 1700 E. Stan
Schleuter Loop, Killeen, Texas  76542
207 – Killeen Killeen Civic and Confrence Center, 3601 South W.S. Young Drive, Killeen, Texas  76542
208 – Killeen Cedar Valley Elementary, 4801 Chantz Drive, Killeen,
Texas  76540
209 – Harker Heights St. Paul Hasang Catholic Church, 1000 E. FM 2410,
Harker Heights, Texas  76548
210 – East Trimmier First Baptist Church of Trimmier, 6405 Chapparral
Road, Killeen, Texas  76542
301 – Troy Troy Community Center, 201 East Main Street, Troy
Texas  76579
302 – Temple VFW Post 1820, 3204 Airport Road, Temple, Texas
76501
303 – Temple Frank Mayborn Civic Center, 3303 North 3rd Street,
Temple, Texas  76501
304 – Temple A & E Storage, 4970 E. Highway 190, Temple, Texas
76502
305 – Temple Temple Brethren Church, 2202 Birdcreek Drive,
Temple, Texas  76502
306 – Temple Immanuel Baptist Church, 1401 W. Central, Temple,
Texas  76504
307 – Temple Wilson Parks & Recreation Center, 2205 Curtis B. Elliott
Drive, Temple, Texas  76501
308 – Temple Bethel Assembly of God of Temple, 22621 SE H.K.
Dodgen Loop 363, Temple, Texas  76504
309 – Seaton/Ratibar Seaton Community Center, 12301 Hwy 53, Temple,
Texas  76501
310 – Cyclone St. Joseph Catholic Church Fellowship Hall, 20220 FM
485, Burlington, Texas  76519
311 – Moffat/Stampede First Baptist Church Moffat, 13929 Moffat Road,
Temple, Texas  76502
312 – Rogers First Baptist Church of Rogers, 5 Prairie, Rogers, Texas
76569
313 – Temple Trinity Lutheran Church, 2016 Marlandwood Road, Temple, Texas  76502
314 – Temple Heights Baptist Church, 1220 South 49th Street,
Temple, Texas  76504
315 – Temple Lakeview Baptist Church, 7717 Highway 317, Belton
Texas  76513
317 – Temple First Church of the Nazarene, 5000 South 31st Street,
Temple, Texas  76502
401 – Ivey Gap Cove Saddle Club Arena, 2819 Boys Ranch Road,
Kempner, Texas  76539
402 – Youngsport Southwest Bell Fire Department, 258 Triple 7 Trail,
Killeen, Texas  76542
404 – Killeen Fire Station #7, 3701 Watercrest Road, Killeen, Texas
76549
405 – Killeen Robert M. Shoemaker High School, 3302 Clear Creek
Raod, Killeen, Texas  76541
406 – Killeen Central Fire Station, 201 North 28th Street, Killeen,
Texas  76541
408 – Killeen Fire Station #5, 905 West Jasper Road, Killeen, Texas
76542
409 – West Trimmier West Bell Water Supply Office, 4201 Chapparral Road,
Killeen, Texas  76540
410 – Killeen Fire Department Support Facility, 114 West Avenue D,
Killeen, Texas  76541
412 – Killeen Palo Alto Middle School, 2301 W. Elms Road, Killeen,
Texas  76549
413 – Killeen Haynes Elementary School, 3309 W. Canadian River
Loop, Killeen, Texas  76549
Consolidated Polling Locations
103/113 – Belton Immanuel Prince of Peace Lutheran Church, 1215 South
Wall Street, Belton, Texas  76513
109/110 – Killeen St. Joseph Parish Hall, 2903 E. Rancier Avenue, Killeen
Texas  76543

 

5 Common Misconceptions About Mortgage Pre-Qualification

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It seems that  first time homebuyers  get really FREAKED OUT by the word Pre- Qualification and tend to want to wait until they find their dream home in order to pre-qualify. They have fears that this process sets them up to be obligated to a certain lender or that their credit may not be up to par. In all actuality a pre-qualification is to help the buyer. It helps set a budget and narrows your home search which saves time and energy! Also, pre-qualification shows the seller that the buyer is not only SERIOUS about purchasing a home but also ABLE to do so.  If you don’t believe me they read the preceding article From Business Insider .  Maybe  this information to set your mind at easy.

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Via Business Insider:

Nothing seems to trip up first-time homebuyers more than pre-qualification agreements.

Often confused with a loan pre-approval, the pre-qualification is an estimate of how large a mortgage you can afford based on your financial situation over the past two years.

“It’s important because it helps you narrow down your options and focus on how much house you can really afford,” said Erin Lantz, director of Zillow Mortgage Marketplace. “But it’s not a commitment between you and the lender whatsoever.”

For serious homebuyers, the pre-qualification process represents an important first-step prospective buyers tend to overlook. But as lending guidelines have gotten more strict, it’s crucial to know where you stand before setting your sights on a McMansion you just can’t afford.

With Lantz’s help, we’ve outlined some common misconceptions first-time homebuyers typically have about pre-qualifications:

It’s the same as a loan. “First-time homebuyers tend to think pre-qualifications and loans are one and the same, but they’re not,” said Lantz. “Once you’re approved for a loan, that’s a commitment.”

You don’t need to research the lender. The pre-qualification will help determine your mortgage, so you’d do well to find a lender who puts you at ease, Lantz said. “You want to talk to one with really high ratings and reviews, who’s experienced in the industry and can explain things thoroughly.” Put simply, you’re looking for an advisor to coach you through the process.

You’re obligated to work with the lender who provides it. “Just because you choose one lender to work with doesn’t mean you’ll have to use them to take out the loan,” Lantz said. Most lenders will encourage you to work with them on the mortgage, but by no means should you feel obligated to.

You don’t need to prepare. First-time homebuyers should always prepare for a pre-qualification just as they would for securing a mortgage, said Lantz. Even though they’re not often not required to bring paperwork, “the more precise they can be, the more precise the lender can be to them about what size mortage they can afford.”

Here’s what you’ll need: Last month’s pay stub or other proof of employment; tax returns from the previous two years (if you’re self-employed) and a credit report from all three bureaus—Experian, TransUnion and Equifax.

It’s OK to fudge a little. “This is never OK,” Lantz said. “I tell all first-time homebuyers they have to be forthright and accurate.” Otherwise you’ll risk damaging your credibility and your shot at the mortgage (and home). Tell the lender everything they’ll need to know, from any rental properties you’ve owned to what’s really lurking on your credit report.

And speaking of credit, make sure you’re paying all your bills on time. Lenders aren’t keen on delinquent bills or unstable unemployment.

“Your goal is to show your financial picture has remained consistent over the past two years,” said Lantz. “You want to keep your profile in tip-top shape.

Read more: http://www.businessinsider.com/5-common-misconceptions-about-mortgage-prequalification-2012-5#ixzz3HMcGgdfG

Ask a Realtor

I realize I have been posting information that I wanted the public to know about. I never took the time to ask, what do you want to know? Real estate leaves more questions than answers for a lot of home buyers/sellers. These questions yearn for an answer and I’m willing to provide it! Here is your chance!Ask me anything about real estate.

What information would you like to see publicized? Is it a question about interest rates, loan types, or qualifications? Do you have questions the Killeen/ Fort Hood area, or need information on resources? Maybe you need to know what to look for when buying a home? Are you curious whether it is a buyers or sellers market?

Any question asked I will answer!!

Open House October 19th at 1820 Kingwood Dr.

1820 kingwood flier-page-001

Come and take a look at this beautiful starter home. Gorgeous Kitchen with stainless steel appliances. The stove and dishwasher are new. This house also features a side by side stainless steel refrigerator. And guess what…. There is granite counter tops in the kitchen with a beautiful back splash. The master bedroom is spacious and has a nice large bathroom with a garden tub. Nice sky light allowing plenty of natural light. Fresh paint throughout the house with with amazing fixtures. Come on out to view. You will love it. Brand new roof in June 2014.

If this Home doesn’t fit your needs there are over 230 other homes in the Killeen/Fort hood area that are priced below 90,000. This means that your estimated monthly payments on these homes would be less than 800.00, and thats with 0% down!!

These are some great deals that you do not want to pass up!!

Over 230 Homes for less than $800.00 a month in Mortgage!!!

Over 230 Homes on the market that cost less than $800.00 a month in mortgage payments! So WHY ARE YOU RENTING???

Openhouse

You Deserve a place called HOME!!

What If I told you that you did not have to pay an outrageous mortgage to own a home? Between Killeen, Harker Heights, Copperas Cove and Nolanville there are over 230 homes listed below 90,000 dollars. Than means that even with 0% down and including taxes and insurance your estimated monthly payments will be less than 800.00 a month!! So the question is Why are you renting???

Now you may be thinking I don’t want an old home, or yea but I bet they are all run down. NOT TRUE!! Let me show you!! I am holding an Open House on Sunday October the 19th at 1820 Kingwood Dr. in Killeen Texas. One look at this home and you will see the possibilities. This home is in great shape and is move-in-ready with fresh paint a new roof, and a beautiful kitchen!! All of this for 89,900!! You don’t want to miss this DEAL!!!

 

October 19 2014   1 pm to 4 pm

Open House, 1820 Kingwood Dr.,Killeen Texas 76543

For more information call 254-462-7172 Modtrice Ford Realtor, Exit Homevets Realty 

 

Owning a Home in Killeen Is so Affordable!!

Did you Know you could get a 4 bedroom 2 bathroom home in Killeen Texas for less than 100,000?  Not only is this featured home affordable but it is also Move-in-Ready!! Don’t believe me? See for yourself….

I will be holding an Open House this Sunday October the 19th from 1pm to 4pm at 1820 Kingwood Dr. Killeen TX 76543. This home is listed for 89,900 and est payments including taxes and insurance are 770.00 monthly. You cant beat that!!!

Come and take a look at this beautiful starter home. Gorgeous Kitchen with stainless steel appliances. The stove and dishwasher are new. This house also features a side by side stainless steel refrigerator. And guess what…. There is granite counter tops in the kitchen with a beautiful back splash. The master bedroom is spacious and has a nice large bathroom with a garden tub. Nice sky light allowing plenty of natural light. Fresh paint throughout the house with with amazing fixtures. Come on out to view. You will love it. Brand new roof in June 2014.

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Contact Me!

I want to let my readers out there know that I can be contacted a number of ways..

The best being my cell phone which is on me 24/7: 254-462-7172. I have two emails which I use for real estate  #1 modtrice@exithomevets.net and #2 reconproperties@ymail.com My social networks are Facebook: https://www.facebook.com/reconproperties

Linked In: https://www.linkedin.com/profile/view?id=343869212&trk=nav_responsive_tab_profile

Google+: https://plus.google.com/u/0/112759242196048399408/about/p/pub

and last but not least my website at: modtricesellstexas.com and modtrice.premiercentraltexashomes.com

Feel free to use any of these channels to contact me with questions or concerns day or night!!