All posts by Modtrice with Exit Homevets Realty

My name is Modtrice Ford and I'm a Realtor with Exit Homevets Realty in Killeen TX. I proudly serve the Fort Hood area which includes Killeen, Harker Heights, Copperas Cove, Nolanville, Gatesville, Lampasas, Kempner, and Belton. It is a great honor selling Homes in this area and I look forward to helping the people of Fort Hood with all their relocation needs! At Exit Homevets Realty we specialize in residential home sales. Whether it is Military relocation, First time home buyers, Move-up buyers, Home sellers, or Investors, we have the knowledge, skills and resources to help with your buying and selling needs! I have been in the Fort Hood area since 2011 and Have come to love the area for its beautiful landscapes and diverse cultures. They call this the hill country and Believe me its no exaggeration! I plan on serving the Killeen/Fort Hood area for many years and I look forward to helping the people of this great community find their dream homes!!

The 7 Most-Needed Repair Tips Every Homeowner Should Know

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Relax. Here’s how to make short work of every common repair annoyance.

These are the 7 most-needed repair tips every homeowner should know.

1. Fix a Leaky Toilet

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Running toilets not only rob sleep, they waste water and jack up your bill. Here’s how to change a flapper — the usual suspect — and solve other likely problems.

Related: How to Fix a Sweaty Toilet

2. Repair Drywall Holes

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The hardest part of drywall repair is making the patch flush with the existing wall. A “pumpkin patch” is an easy repair that cuts down on sanding.

Related: Another Clever Way to Fix Drywall — with Makeup Sponges!

3. Adjust Cabinet Doors

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Changes in humidity can make cabinet doors rub, refuse to close, or just look cockeyed. Adjusting them is easy and generally requires only a screwdriver.

4. Open a Stuck Window

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Windows stick when paint, dust, or moisture builds. Use a utility knife (or a pizza cutter) to remove old paint. Be careful not to gouge the wood sash. If high humidity is making windows hard to move, run a humidifier that sucks moisture out of air.

Related: Save Money with Window Repair Tips

5. Stop a Leaking Faucet

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A dripping faucet can waste 5 gallons of water per day. If you can’t replace the faulty part immediately, tie a string around the faucet and let it fall into the drain: Dripping water will silently flow down the string.

6. Silence Door Squeaks

Take the squeak out of doors by lubricating top and bottom hinges with a little WD-40 or white lithium grease. If you don’t have any on hand, olive oil is a quick but temporary fix.

7. Turn Off the Main Water Line

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Don’t wait until water gushes into your house to search for the main water line. When things are calm and dry, locate and practice turning it on and off.

5 MORTGAGE-RELATED TERMS EXPLAINED

You have a lot to consider when shopping for a mortgage, and you don’t want unfamiliar lingo bogging you down. Before you begin the process of buying a new home, get comfortable with these five key mortgage terms.

  1. Fixed-rate mortgage: With a fixed-rate mortgage, your interest rate stays the same for the entire loan, which means your monthly payments do too. That predictability can help with budget planning, but fixed-rate loans sometimes come with a higher interest rate than other loans.
  2. Adjustable-rate mortgage (ARM): Your payments on an ARM stay the same for a set period but then change annually according to federal interest rates. While unpredictable on the back end, the initial rate is often lower than a fixed-rate loan.
  3. Closing costs: At your closing, you’ll be required to pay for various services associated with your purchase, like paperwork processing and credit reports. To avoid any surprises, carefully review the loan estimate form you receive from your lender. This document, which is sent to most borrowers within three business days of receiving an application, outlines your estimated closing costs.
  4. Escrow: When making an offer on a house, a homebuyer submits earnest money that goes into escrow, an account held by a neutral third party. Those funds are then disbursed once the deal is finalized. You may also pay into escrow if your lender requires you to pay a portion of your real estate taxes each month. That money is then used to cover the bill when it’s due.
  5. Private mortgage insurance (PMI): If your down payment is less than 20 percent of the full cost, your lender may require private mortgage insurance. You typically pay PMI along with your mortgage, though it drops off once your loan balance reaches a certain marker (usually 80 percent of the original loan).

Learning these and other relevant terms can help expedite the process of getting a mortgage, leaving you to focus on finding the perfect home.

WOMEN IN THE U.S. MILITARY: AMERICAN REVOLUTION TO THE SPANISH-AMERICAN WAR

Via: Texas Veterans BlogMarch is Women’s History Month, but here in Texas it’s also Women Veterans Month, and we celebrate their long and distinguished history serving in the U.S. Military. As early as the American Revolution, women have stood alongside men, behind the scenes and on the front line, with courage and determination

American Revolution

The women who supported the Continental Army were often disparaged as “camp followers,” because they served the soldiers and officers as washerwomen, cooks, and seamstresses, but some even acted as soldiers and spies. Many of these women followed the army because their husbands were soldiers in the regiments.

Margaret Cochran Corbin was married to John Corbin, a trained artilleryman and one of 600 American soldiers defending Fort Washington from 4,000 Hessian troops under British command. Because she was a nurse, Margaret was permitted to join her husband in battle to provide support to injured soldiers. When John Corbin was killed at his cannon, she immediately stepped in and resumed firing the cannon in his place until she herself grievously wounded. On July 6, 1779, the Continental Congress granted her money equal to one-half the pay drawn by a soldier and one suit of clothes. Margaret was the first American woman to receive a military pension and is buried at West Point.

Civil War

Women filled many of the same roles listed above for the Union and Confederate forces. In addition, women nurses and matrons staffed government and regimental hospitals for the Union and Confederacy, and at least one was an acting assistant surgeon who tended to the wounded. Female nurses and spies also worked near the front lines. They also served disguised as male soldiers fighting at the front. Historians have documented roughly 250 female Civil War soldiers, and there were certainly more, who participated in every major battle.

 

In 1861, after the death of her husband, who was an officer with the Texas United States Army, Loreta Janeta Velàzquez enlisted in the Confederate States Army as Henry T. Buford and went on to fight at Bull Run, Ball’s Bluff and Fort Donelson. While in New Orleans, her real gender was detected and she was discharged, however, she reenlisted and fought at the Battle of Shiloh in April, 1862. Afterwards, she was exposed again and became a Confederate spy and later, a double agent for the U.S. Secret Service. While she worked as a spy, Loreta was sometimes disguised as a man and other times as a woman. Loreta was married and widowed three more times, and died in January, 1923.

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Spanish-American War

After the Battleship Maine exploded in the Havana Harbor and the Battle of San Juan Hill in Cuba, wounded American soldiers were kept in very unsanitary conditions. Typhoid and Yellow Fever were rampant and there were few experienced medical personnel available. The Army Nurse Corps was comprised of more than 1,500 nurses who were paid thirty dollars a month, but held no military status. They served in post and camp hospitals and on hospital ships from 1898 to 1901.

Dita Hopkins Kinney, a former contract nurse, became the first Superintendent of the Army Nurse Corps in 1901. Esther Voorhees Hasson, one of the relief nurses during the war, became the first Superintendent of the Navy Nurse Corps in 1908. Ellen May Tower, a U.S. Army nurse from Byron, Michigan, died of Typhoid in Puerto Rico during the war. She was the first nurse to die on foreign soil and the first woman to receive a military funeral in Michigan.

SPRING QUARTERLY FORFEITED LAND SALE NOW OPEN

Via: Texas Veterans Blog

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Since 1946, Texas Veterans have been able to finance land purchases on favorable terms through the Texas Veterans Land Board (VLB). While the vast majority of Veteran borrowers keep current on their payments, a few must return land to the VLB. These forfeited land tracts are offered first to Texas Veterans and military members through Quarterly Online Land Sales (Type I Forfeited Land Sales).

The current sale features 15 tracts in 15 counties, totaling more than 109 acres. Available tracts can be viewed at TexasVeterans.com, where all bids must be placed by April 25, 2017 at 5 p.m. central time. A Veteran or military member whose bid is accepted may apply for a VLB land loan for 30 years at a 7.25% interest rate with a minimum 5% down payment. The land loan limit is $150,000.

Bids for land tracts may be submitted through our easy and safe online bidding system. It also gives you more control over the bidding process. Once you find a piece of VLB forfeited land, the VLB website will direct you to either create a new online bidding account, or sign in to an existing account. For those military service members and Veterans new to this method of bidding, we have created a user-friendly step-by-step Quick Start Guide that will walk you through the entire process. You can now rank individual bids based on preference, change the bid amount, or delete an entire bid with a few keystrokes. Up to six bids may be placed by a single buyer. Detailed information on the sales process can be found in the Type I Forfeited Land Sale Handbook.

Please note that tracts may be added or withdrawn by the VLB at any time, for any reason. Tracts that do not sell during the quarterly sales are made available to all Texas residents as part of the Ongoing Land Sale (Type II Forfeited Land Sale). VLB land loans are available for these tracts to non-Veterans at the interest rate of 7.75%.

Your Texas VLB land loan benefit can be used toward VLB forfeited land tracts or other properties of one acre or more anywhere in Texas. If you have questions about bidding offline or online, please contact the VLB at 1-800-252-8387 or vlbinfo@glo.texas.gov. Stay up to date on Quarterly Online Land Sales: text VLB, your name and zip code to 67076.

If there are no forfeited land tracts that interest you, please consider property search websites that list land for sale in Texas, or contact a VLB approved real estate professional.

Access: A Key Component in Getting Your House SOLD!

Via: KCM

So, you’ve decided to sell your house. You’ve hired a real estate professional to help you with the entire process, and they have asked you what level of access you want to provide to potential buyers.

There are four elements to a quality listing. At the top of the list is Access, followed by Condition, Financing, and Price. There are many levels of access that you can provide to your agent so that he or she can show your home.

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Here are five levels of access that you can give to buyers, along with a brief description:

  1. Lockbox on the Door – this allows buyers the ability to see the home as soon as they are aware of the listing, or at their convenience.
  2. Providing a Key to the Home – although the buyer’s agent may need to stop by an office to pick up the key, there is little delay in being able to show the home.
  3. Open Access with a Phone Call – the seller allows showing with just a phone call’s notice.
  4. By Appointment Only (example: 48 Hour Notice) – Many buyers who are relocating for a new career or promotion start working in that area prior to purchasing their home. They often like to take advantage of free time during business hours (such as their lunch break) to view potential homes. Because of this, they may not be able to plan their availability far in advance or may be unable to wait 48 hours to see the house.
  5. Limited Access (example: the home is only available on Mondays or Tuesdays at 2pm or for only a couple of hours a day) – This is the most difficult way to be able to show your house to potential buyers.

In a competitive marketplace, access can make or break your ability to get the price you are looking for, or even sell your house at all.

Mexican Mobile Consulate will be in Killeen on March 18, 2017

**Mexican Mobile Consulate will be in Killeen on March 18, 2017**
They will meet at the Immanuel Lutheran Church – Killeen, Texas
Address: 3801 Cunningham Rd, Killeen, TX 76542
Time: 9:00 am
Those interested in receiving services in a Mobile Consulate, must have an appointment. Get your appointment Tel. 1-877-639-4835 or online at https://mexitel.sre.gob.mx/citas.webportal/

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MOBILE CONSULATE PROGRAM

Consulates of Mexico in the United States has a program called Mobile Consulate, services that delivered through visits, usually performed during the weekends to Mexican communities located in remote areas of the consulate.

Mobile consulates main purposes:

Know the problems and needs of Mexicans living in the area.
Provide them with consular services.
Detection of possible cases of protection.
Promotion of the activities of the Institute for Mexicans Abroad.
Promotion of the Paisano Program.
Maintain a constant dialogue with community leaders place.
With the completion of Consulates Mobile, the Government of Mexico it is closer to its nationals reaching as far away as Alaska and Hawaii.

Most consular acts performed by consulates in visits are:
– Issuance of certificates high – security consular registration.
– Issuance of passports.
– Care protection cases.
– Promotion campaigns preventive protection.

Open House Sunday!!

Open House this Sunday 6005 Bridgewood Killeen, TX  76549 2/26/17 from 11am to 2pm & Wednesday 3/1/17 from 3pm to 6pm!!

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This 3168 square feet home features 4 bedrooms, 2.5 baths, 1 study, a formal dining area and a loft/game room! It’s very spacious and well equipped for a large family. As you walk up to the home, you’ll see a nice covered front porch. When you walk into the home, you’ll notice the custom tiled flooring in the hallway, the study will be on the left and the formal dining on the right. As you walk to the living room, you’ll notice the beautiful engineered hard wood floors in the living room and the kitchen. The kitchen and living are open, but separated by a large island. The kitchen has a lot of counter space and cabinets galore. The kitchen also features a work desk. If you’re looking for a home with a lot closet space, this is it! Upstairs you’ll find all 4 bedrooms, 2 bathrooms and a game room/loft. The back patio is extended and partially covered. Beautiful, conveniently located close to Metroplex Hospital and clinics, Fort Hood, Walmart and many other amenities. Definitely put this one on your list to view today. you’ll love it!