Whether its buying or selling the real estate process can be daunting. You can try to navigate thru it yourself or hire a professional . Here are 20 reasons From the Texas Association of REALTORS to do the latter..
1. Homes are bought by comparison. I have a large inventory at my disposal
through MLS while you have an inventory of one.
2. I am very familiar with competitive houses so I can help you position your
3. It is hard negotiating for yourself. I have lots of experience in writing contracts
and can negotiate aggressively on your behalf.
4. Buyers are not always forthright about their financial situation. I insist on prequalifying
before I even bring you an offer.
5. My lender contacts and mortgage experience help buyers get the financing
6. Most buyers don’t want to tell the seller why they don’t make an offer. I can
probe the buyer or his agent for that information.
7. Any follow up you do with a buyer can be seen as desperation. I follow up as
part of my job so that you are not perceived in a compromising light.
8. I can showcase your improvements better so that you don’t appear like you
9. Most sellers who spend their time as a For Sale By Owner end up by listing
in the end. A recent NAR survey found that only 11% of sellers nationally
ended up selling by owner. Why spend your time and money if in the end you
will hire a REALTOR®?
10. Unqualified buyers can tie up your home. I make sure that doesn’t happen.
11. Personality conflicts with a buyer can get in the way. I come between the
buyer and the seller so that personalities don’t enter in.
12. Most buyers use a REALTOR®, which increases the number of buyers who
will see your home.
13. I can mobilize my company agents and other area REALTORS® on your
14. An NAR survey of recent closed sellers found that REALTOR®-assisted sales
brought in 20% more sales price than For Sale By Owner sales.
15. A FSBO sign makes you vulnerable for any curiosity seeker or unsavory
character. When you list, only buyers accompanied by a REALTOR® will get
into your home.
16. Being accessible to show your home limits your personal time and cuts down
the available showing time. When you list, your property will be available
during normal showing hours and the prospect will always be accompanied
by me or another REALTOR®.
17. Additional exposure through MLS and the Internet brings you a higher price.
18. I orchestrate the contract-to-closing process, including the appraisal, buyer loan
process, title, inspections, pest control, survey, etc., taking this burden
off of you.
19. I make sure that you are compliant with all laws relating to the sale of your
20. I only get paid when I get the job done.
The reason for this post is to help home buyers find assistance. Now this information pertains to the Killeen, TX area but you should be able to look up any programs in your area. This is information that a lot of first time home buyers do not know but they SHOULD!
The City of Killeen has designed a housing assistance program that enables low-income individuals and families to own their own home– the City of Killeen First Time Homebuyer Assistance Program (HAP). This program utilizes federal fund-ing from the Home Investment Partnerships (HOME) Program funds, provided by the U.S. Department of Housing and Urban Development ( HUD).\
The program provides first time homebuyers with necessary assistance for down payment and closing costs and is allocated on a first-come first serve basis, through a formal application process. The program assistance is available to households, individuals or families, earning 60-80% of the Area Median Income (AMI) for the Killeen/Temple/Fort Hood area, with eligibility based upon current and anticipated annual income of all persons that will occupy the home as their primary residence. Purchases must be within the corporate city limits of Killeen.
Key Program requirements include: attending 8 hours of homebuyer education classes; obtaining a minimum of 3 hours homebuyer counseling, qualifying for a mortgage loan with a HAP approved lender; contributing a minimum of $500 to-ward the purchase of the home; confirming mortgage lender required repairs are complete; and occupying the home for the duration of the five year affordability period.
For more information on this program call Maria Barraza at 254-501-7842
Via Texas Association of Realtors
07/18/2014 | Author: Jaime Lee
You’ve decided that your first home should have three bedrooms and a big yard, but what else have you thought about? You may want to check out Fox Business‘ list of 10 things that most first-time homebuyers don’t consider during their house hunt. Here are the first five:
Make a checklist and use it. Determine what features are essential to you and refer to your list when viewing properties. Your list may change, but it can be a good starting point.
Consider all expenses. When you’re calculating what you can afford, be sure to factor in other expenses like taxes, insurance, commuting costs, and utilities.
Ask for the paperwork. If you’re looking at property in a homeowners association, request a copy of the HOA rules before submitting an offer to see if you’re willing to abide by them.
Research funding sources. You may qualify for homebuyer-assistance programs based on your profession, income, or the property’s location.
Think about resale value. You may appreciate a home’s unique features, but will potential buyers love them when you’re ready to sell?
One of the best decisions you can make you’re ready to buy your first home is to choose a Texas REALTOR®. These professionals have the experience and knowledge to help you reach your real estate goals.
Via: Fort Hood Area Association of Realtors
Killeen, TX: Where Freedom Grows
Killeen is where freedom grows, and Killeen itself it growing. The 2009 estimated population for the city was 119,512, representing a 37 percent increase over the 2000 census and making Killeen the 24th largest city in Texas. Despite its growing population, Killeen has maintained a strong sense of community togetherness and support amongst its residents and with Fort Hood.
In 2010 the Killeen-Temple-Fort Hood MSA garnered national attention by ranking at or near the top of several national surveys concerning employment. The MSA had the second strongest outlook in the country for hiring, the fourth nationwide amongst all small cities for job growth and was best in the nation among 200 major metropolitan areas for its overall business climate.
Not only a great place to work but the MSA has also proven to be a wonderful place to live. In 2010 residents of the Killeen-Temple-Fort Hood MSA were first in Texas and 13th in the nation for being satisfied with their well-being and enjoying the highest quality of life, and it was ranked third amongst both military metros and medium metros on the 2010 Best Places for Military Retirement list. In 2011 Killeen was recognized as a Certified Retirement Community by the Texas Department of Agriculture.
Children in Killeen get their education from the thirty-one elementary schools, twelve middle schools, four high schools, and four specialized campuses run by the Killeen Independent School District. The teachers currently serving KISD have an average of 9.3 years of teaching experience and 6.9 years within KISD. Class sizes vary throughout the district with a range of 16.4 to 21.5 students per class. Education opportunities for adults abound at Killeen’s Central Texas College and Texas A&M University – Central Texas. In 2010 TAMU-CT broke ground on their new campus, which, when complete, will be equipped to serve 15,000 upper-level students.
Killeen residents can rest assured knowing their health care is in the hands of top-notch professionals at Metroplex Health System, Scott & White, or the numerous smaller clinics. Metroplex is a not-for-profit Christian organization operating the 233-bed, multi-campus facility as a community service to the residents of Central Texas. For the past seven years Scott and White has been ranked among the top 100 hospitals in the country. While their main location is in Temple, they operate a large clinic in Killeen offering a wide range of services that would fulfill almost any health care need.